Risk & Compliance
Important information about digital assets, card use and eligibility.
Last updated: 28 October 2026
1. Understand the risks
Digital assets, blockchain transfers and card-based payment services involve financial, technical and operational risks. You may lose some or all of the value you transfer or hold. Review the relevant service terms, provider details, fees and restrictions before proceeding.
This page gives general risk information. It is not a complete description of every risk or a substitute for the terms and disclosures applicable to a specific service.
2. Digital assets and stablecoins
Digital asset prices can change sharply, and liquidity may be limited. Past performance does not predict future results. An asset described as a stablecoin can lose its intended link to a currency or other reference value.
Stablecoin risks include issuer or reserve problems, redemption restrictions, freezing, changes in law and technical failures. Check the assets and networks actually supported for your location; no particular asset is confirmed as supported by this notice.
3. Self-custody and wallet security
If you use an independent self-custody wallet, protect its private keys, recovery phrase, credentials and devices. Losing access or disclosing a key or recovery phrase can result in irreversible loss. A card programme cannot be assumed to recover access to an independently controlled wallet.
Never share a recovery phrase or private key with someone claiming to provide customer support.
4. Funding and custody arrangements
Assets held in your own wallet and assets transferred to fund a card are not necessarily subject to the same custody, ownership, safeguarding or recovery arrangements. A transfer for funding, conversion or settlement can expose you to additional providers and contractual conditions.
Before transferring value, identify the provider receiving it, the applicable terms, how funds are held and what happens if a provider fails. Do not assume bank-deposit insurance, investor compensation or equivalent protection applies to digital assets or every card-related balance.
5. Transfers and blockchain networks
Blockchain transactions may be irreversible. An incorrect address, unsupported asset or wrong network may result in permanent loss. Check the instructions and transaction details before authorising a transfer.
Congestion, network fees, outages, protocol changes, software defects and attacks can delay or prevent processing. Independent blockchain networks are outside a website operator’s control.
6. Conversion, exchange rates and charges
Funding or spending may involve converting digital assets into another currency. The final amount can be affected by price movements, exchange rates, spreads, conversion charges, network fees, third-party charges and settlement timing.
Review the quote, fees and limits presented for the transaction before confirming it. A rate displayed earlier may no longer apply when processing occurs.
7. Card acceptance and service interruptions
Card payments depend on merchant acceptance, transaction approval, network rules, available balances and the applicable programme conditions. Acceptance is not guaranteed for every merchant, country or transaction type.
Maintenance, technical failures, security reviews or restrictions involving a provider can interrupt access, funding, payments or withdrawals. Keep alternative payment arrangements available where needed.
8. Third-party and legal risks
Where a service involves an issuer, payment processor, conversion provider, wallet service or other independent provider, its performance and financial condition can affect access to funds and services. Insolvency or disputes may delay recovery or cause losses.
Laws and programme rules differ between countries and may change. This can affect eligibility, supported assets, service availability, fees and transaction limits. Company registration alone does not establish authorisation to provide a regulated service.
9. Fraud and cybersecurity
Be alert to phishing, fake websites, malicious software, account takeover, SIM swapping and fraudulent support messages. Verify website addresses and contact details independently, protect your email account and use available security controls.
Do not disclose passwords, recovery phrases, private keys or card security codes through the general website contact form. If you suspect a compromised card or account, use the security or blocking controls provided by the relevant service and contact its support promptly.
10. Eligibility and verification
Access to a card or related service depends on the programme’s eligibility rules, your location and successful completion of required checks. Applicable age requirements, supported countries and restrictions must be confirmed during onboarding.
Identity, address, source-of-funds, sanctions, fraud or other compliance checks may be required by the relevant provider and applicable law. Additional information may be requested. This page does not identify or confirm a particular verification provider.
11. Accurate information and permitted use
Provide accurate, complete and current information when applying for or using a service. Do not attempt to bypass verification, geographic restrictions, transaction controls or applicable sanctions.
Services must not be used for unlawful or fraudulent activities or purposes prohibited by the relevant provider’s terms. Access or transactions may be declined, delayed, restricted or suspended under applicable law and contractual conditions.
12. Service-specific disclosures
Programme details are being finalised. Provider identities and roles, supported jurisdictions, verification arrangements, safeguarding information and service-specific restrictions will be supplemented as the offering is confirmed.
Before any application, funding or card use, review the final disclosures and contractual terms made available for that service. This general notice does not constitute a claim that Luxora Card or CRE World Group, Inc. holds any particular regulatory authorisation.
Website content is general information, not personalised financial, investment, legal or tax advice. Obtain independent professional advice where appropriate.
13. Compliance (AML / KYC)
Once available, use of the LUXORA card will require identity verification (KYC) and is subject to anti-money laundering and sanctions screening in line with applicable regulations. We may refuse or suspend accounts where these requirements are not met.
14. Contact and related information
CRE World Group, Inc.
Registered office:
1603 Capitol Ave, Suite 310
Cheyenne, WY 82001
United States of America
General enquiries: info@luxoracard.com
Support: support@luxoracard.com